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Can a Chapter 7 Bankruptcy Help You?

Posted by on 9:51 am in Bankruptcy | 0 comments

Facing financial problems can really be a stressful ordeal, especially when it comes when you least expect it. Due to unforeseen circumstances such as medical issues, sudden unemployment and other scenarios, you might find yourself struggling to make sure that all your needs are met. Whatever the case, the instability of today’s market can really be a burden. This burden becomes even harder to bear when you also have to worry about the debts you’ve incurred to help keep you afloat.

Thankfully, there are several options you can take to find financial stability once again. Even when you feel overwhelmed from constantly taking calls from creditors and seeing your bills pile up, there’s still a way you can get back on your feet. According to the law firm Ryan J. Ruehle, LLC, filing a Chapter 7 or a liquidation bankruptcy can help stop these issues and ease your stress.

As the Cincinnati bankruptcy lawyer explains, a Chapter 7 bankruptcy can help you with the near-total liquidation of all debts. Aside from being able to legally declare your inability to pay off your debts, it can also grant the instant cessation of debt collection methods. You will no longer have to deal with stressful phone calls, emails, and other forms of contact urging you to pay your bills. It can also ease your financial struggles is by speeding up the debt relief process and exempting some of your assets from liquidation.

Because of a certain criteria, not all individuals are eligible to file for a Chapter 7 bankruptcy. Your eligibility will primarily be determined by your personal income. Through the bankruptcy means test, you can find out if your income falls within the bracket for Chapter 7 protection. All in all, a Chapter 7 is meant for individuals with lower incomes. If your income is higher than a certain mean, you will have to file for a different type of bankruptcy.

There is a way you can ease the burden caused by financial train. If you feel like filing for bankruptcy is right for you, don’t hesitate to reach out and seek legal counsel. Don’t give up hope, because there are still plenty of options for you.

Understanding Child Support Contributions

Posted by on 7:40 pm in Child Support | 0 comments

A divorce can be complicated, especially when there is a child involved. Thankfully, the Child Support Enforcement Act of 1984 ensures that parents can continue to support and take good care of their child even after their separation.

Basically, the Child Support Enforcement Act helps guarantee that monthly financial assistance is provided to custodial parents by non-custodial parents. In other words, the parent with custody to a child is entitled to receive a specific payment by the other parent who lives somewhere else. This payment is intended to serve the child’s basic needs like food, clothing healthcare and education, usually until he turns 18. Aside from these necessities, the non-custodial parent might also be asked to contribute to a child’s college education, vacations, and other less pressing concerns.

Although it may differ from state to state, contributions made by the non-custodial parent will usually depend on agreements based from the following key factors:

  • The age of the child
  • The child’s needs and how much it would cost
  • The age and health of both parents
  • The income of both parents
  • The non-custodial parent’s capability to pay child support

Special circumstances allow that these contributions be adjusted, especially when the financial situation of either one or both parents change. For example, a custodial parent can ask for an increase in child support payment when the financial capability of a non-custodial parent has improved. On the other hand, a non-custodial parent who is facing unemployment or medical issues can ask for a reduction on the amount they contribute. Whatever the situation, these changes will be decided and finalized following due legal process.

The process of divorce can become even more complicated when a couple has to discuss child support. That’s why it’s important to learn the basics of child support contributions and seek legal counsel when needed. According to the website of the BB Law Group PLLC, it can be very difficult for divorcing parents to reach an agreement that’s reasonable for both sides. Because of such issues, it’s important that parents remember to put the needs of their child first.

Preventing the Abuse of Elders Residing in Nursing Homes

Posted by on 2:00 pm in Nursing Home Mismanagement | 0 comments

A huge percentage of the population resides in nursing homes and long term care facilities. Based on data from the Centers for Disease Control and Prevention, there are over a million Americans living in these institutions today. Majority of these individuals are the elderly, but some of these residents also include people with disabilities and those in need of rehabilitation and therapy.

From these numbers, you can see how much trust has been placed in the millions of nursing homes across the country. Unfortunately, a lot of these institutions are keen on breaking this trust. According to the National Center on Elder Abuse (NCEA), about 1 in 3 nursing homes have been cited for violations against federal standards. Nearly 1 our 10 homes received citations for violations that caused specific harm and serious injury on its elderly residents. Some of these injuries even placed the residents near death. Moreover, the NCEA also noted that over 50% of nursing home staff admitted to mistreating their patients. The available data makes it impossible to ignore the realities of nursing home abuse.

To protect our loved ones from such horrific scenarios, we must be aware of the different types of abuse that are occurring. Only then can we hold these institutions accountable and prevent future cases from happening.

According to Habush Habush & Rottier S.C. ®, the elderly are vulnerable to the following types of nursing home abuse:

  • Physical abuse
  • Psychological and emotional abuse
  • Sexual abuse
  • Malnutrition
  • Negligence
  • Bed sores
  • Falls
  • Theft and fraud

In order to keep these from happening, families of the elderly should remain vigilant. If you’re worried about your loved one, keep an eye out for some telltale signs.

Be on the lookout for unexplained signs of injuries, signs of restraints (like rope marks), broken glasses or frames, torn or bloody clothing, sudden weight loss, untreated symptoms, as well as any report of issues with taking medication regularly.

There are also signs that you need to be sensitive about, because they won’t be as obvious. Try to observe the dynamic between your loved one and their caregiver, especially if there is tension or if the caregiver seems more controlling than usual. Any odd behavior from your loved one such as mumbling or rocking can also be a sign of abuse.

All in all, preventing nursing home abuse can’t be done overnight. While families should be sensitive to sudden behavioral changes, it is up to the state to make sure their loved ones are well-protected by the law. If you fear that your loved one is trapped in a terrible situation, seek out legal counsel and pursue the justice that you deserve. As a Wisconsin nursing home abuse lawyer will probably tell you, nursing home abuse needs to be directly addressed.

Avoiding The Most Common Construction Site Accidents

Posted by on 7:01 pm in Contruction Site Accidents | 0 comments

Construction work is extremely dangerous. As workers toil to build our roads, houses, and other infrastructures, they constantly put their lives at risk and face hazardous conditions. With accidents and injuries as part of its norm, the industry is commonly known as the most dangerous work sector. As noted by the Occupational Safety and Health Administration (OHSA), a small federal agency under the Department of Labor enforcing safety in workplaces, there were 796 fatal construction injuries in 2013. These fatalities comprised 20.3% percent of all work-related deaths in the country that year.

For OHSA, one way we can curb these tragic accidents is by raising awareness. According to their data, there are four types of accidents—dubbed the ‘Fatal Four—that prove to be the most fatal in construction work.

The first on the list are falls, responsible for 36.9 percent of construction deaths in 2013. The next is being struck by an object, which led to 10.3 percent of fatalities. Electrocutions caused 71 deaths or 8.9 percent. Lastly, getting stuck or caught in between an object lead to 2.6 percent of all construction worker deaths.

Aside from these, on its website New York law firm Hach Rose also cites the following accidents as common sources of injuries:

  • Falling hazards
  • Scaffolding problems
  • Accidents with vehicles and other heavy equipment
  • Crane collapse
  • Unsafe and unregulated work sites

All these accidents, including the severe injuries that could stem from such scenarios, can be curbed and avoided. By raising awareness and accountability, the state, employers, and worker unions can collaborate together to make sure workers remain safe and advocated for. For non-fatal accidents, victims can also seek legal counsel when moving forward from severe injury. Anyone who has been injured in an accident is facing a long road of recovery. When that happens, construction workers need help in easing their burdens.

Common Motor Vehicle Safety Practices for Drivers

Posted by on 11:59 am in Motor Vehicle Collisions | 0 comments

You face plenty of risks when driving on the road. Unfortunately, vehicular accidents are common and have become part of what you should consider when you’re riding inside any type of vehicle. According to data gathered by the United States Census Bureau, there have been 10.8 million motor vehicle accidents in the year 2009. Unfortunately, 35,900 of these accidents lead to fatalities.

Both government and non-government organizations have been working hard to make sure these numbers don’t increase in the coming years. As the CDC Injury Prevention and Control puts it, motor vehicle crashes are among the leading cause of injury in the United States. It’s obvious that advocating for road safety should be a top priority.

As a Georgetown personal injury lawyer may put it, accidents happen in a split second, but the aftermath can last for years. To keep everyone safe, everyone should be made aware of what they can do to avoid unnecessary injuries. Luckily, there are safety practices you can follow to help ensure the population’s safety.

Here are a few safety practices and prevention strategies you can employ while on the road.

  • Observe proper use of seatbelts
  • Use of car seats for small children
  • Assign a designated driver or take a cab when out drinking
  • Avoid driving while feeling sleepy or drowsy
  • Drive carefully in bad weather
  • Observe proper use of head and tail lights
  • Stay alert and keep your eyes on the road

Aside from these practices, drivers of smaller vehicles like bicycles and motorcycles should take extra care. People in motorcycles, bikes, and other similar vehicles face a bit more risk than the others they share the road with. Due to their size, even minor collisions can be dangerous. They can be easily missed by other drivers in larger vehicles. Aside from taking care on the road, motorcycle and bicycle riders should always wear secure helmets and other protective gear.

Preventing unwanted accidents and injuries on the road is a big task, but it is not impossible. Remember that you’re sharing the road with plenty of other people. We are all responsible to ensure that the routes remain safe for everyone. Even so, if you’ve been involved in a motor vehicle accident, contact your local car accident lawyer for legal advice.